Your Benefits

Offering you important health, dental and life insurance benefits, plus healthcare navigation services

Healthcare

Extended Health Benefits

Your plan covers a broad range of extended healthcare services, including:

  • prescription drugs,
  • paramedical services and treatments (chiropractic services, for example, and other health related services not provided by a physician)
  • in-home nursing and support services
  • psychological services
  • speech therapy services
  • prosthetic appliances
  • medical equipment
  • hearing aids
  • nutritional supplements in limited circumstances
  • travel healthcare and more

Ambulance and Hospital Benefits

These include healthcare benefits that aren’t covered by your provincial healthcare plan.

Dental Benefits

Your dental benefits help you pay for the cost of eligible dental services and supplies. This includes routine treatment—as well as major restorative dental care, dentures and related services.

Vision Care Benefits

Your plan reimburses some or all of the cost of a vision exam. It also contributes to the cost of eyeglasses, contact lenses or laser eye surgery.

Healthcare Spending Account (HSA)

Your Healthcare Spending Account offers you the flexibility to help pay for prescription drug, medical and dental-related expenses that are not covered under your CWBR Trust plan (or any other private or government healthcare plan), but that are allowed under the Income Tax Act.

For full details of your healthcare coverage, see Access your Healthcare Plan details

Life insurance

Life insurance is offered through Canada Life at preferred group rates. For more details on your Life Insurance, please contact AGA Benefit Solutions at cwbrtrust@aga.ca or 1-800-218-7018.

Healthcare navigation services

Navigating the healthcare system can be challenging when you or your loved one have been diagnosed with a chronic disease or need elder care support. That’s where Carepath’s healthcare navigation services come in. See Elder care disease support program and Chronic disease support program for full details of the healthcare navigation services available to you.

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